From the category archives:

First Time Homebuyers

Can Your Bank Accept a Short Sale and Still Demand Payment?

February 6, 2010

In a word, YES. According to this article from Yahoo Finance and CNNMoney.com, if you’ve sold your home as a short sale, or you’ve been foreclosed on, your mortgage company may still be able to get a deficiency judgement against you. BB&T (my personal mortgage holder) has affirmed that they are seeking more and more [...]

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Augusta GA Real Estate Market – July Market Statistics

August 12, 2009

July Market numbers were just published by the Greater Augusta Association of Realtors MLS. I wanted to share a few of these numbers with you. I’ve plotted the absorption rate, the average days on market, and the average sales price to show you the trends since January 2005. Remember with the absorption rate chart that [...]

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Augusta GA Real Estate Market – July Absorption Rates

August 3, 2009

I’ve just calculated the absorption rates for July. According to the Greater Augusta Association of Realtors MLS, there are currently: 1622 active single family homes in Columbia County (Martinez, Evans, Grovetown, Harlem, Appling 635 active single family homes in Aiken County (North Augusta, Aiken and Edgefield) 1570 active single family homes in Richmond County (Augusta [...]

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Finding a Home Inspector in Augusta GA

July 11, 2009

The information your home inspector provides will be critical to your making a well-informed home-buying decision. In other words, this is no time to scan the Yellow Pages. As always when you’re hiring a professional, start by collecting referrals from people you trust. If you want to interview a few candidates, the following questions are [...]

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Be Ready For Closing Costs When Buying Your Augusta GA Home

July 10, 2009

Lender’s fees and other closing costs can add 3 to 5 percent to your home’s purchase price. When looking for the best deal on fees, though, realize that some lenders show third-party fees on their good faith estimates, while others show only their own fees. LIKELY LENDER FEES: Origination fee (“points”) Administration fee Application fee [...]

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Does Your Grovetown Neighborhood Have Cable?

June 30, 2009

If you’re looking at homes in Grovetown GA, you may be interested in the following list of neighborhoods (provided by Grovetown Planning and Zoning) that don’t have cable service available: Euchee Creek (approx. 326 homes)* Main Street (approx. 145 homes)* Senators Ridge (approx. 106 homes)* Northlake (approx. 186 homes) Pamir Place (approx. 295 homes) Pepper [...]

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The Seven Don’ts of Mortgage Funding – Your Augusta GA Home

June 29, 2009

It is SO important that you remember these guidelines after you make application for your mortgage and have been approved. I’m not trying to single out first time homebuyers. Everyone needs these reminders. Don’t change your employment status. Don’t make any major purchases (cars, furniture, home theater, vacations, etc.) Don’t increase your credit card debt [...]

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How Much Home Can You Buy for 125K in Columbia County?

June 26, 2009

As a follow-up to my last post “How Much Home Can You Afford for 100K in Columbia County”, let’s add $25,000 to see just how much difference that makes. The main thing I noticed was that the home size grew to an average of 1350-1650 square feet. Most are still 3 Bedroom, 2 Bath ranch [...]

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How Much Columbia County Home will 100K Buy You?

June 24, 2009

I sold my first home in Columbia County in 2001 for around 85K. Just out of curiosity, I wanted to see what similar opportunities might still be there for first time home buyers today. According to the MLS of the Greater Augusta Association of Realtors (GAAR), the following homes are currently being marketed in Columbia [...]

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7.5 Questions to Ask Yourself Before Buying

June 19, 2009

Whether you’re a first time homebuyer or about to buy your fourth or fifth home, it’s easy to get caught up in the emotion of the moment. Before you make that final decision and have your REALTOR write up a contract, you may want to ask yourself the following questions: How do you like the [...]

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Possible Changes to First Time Homebuyer Tax Credit

June 15, 2009

This week, Johnny Isakson (GA-R) introduced stand-alone legislation to boost housing demand and to restore the economy by expanding the first-time homebuyer tax credit passed by Congress earlier this year. The legislation would increase the maximum amount of the credit from $8,000 to $15,000 and expand the current tax credit so that it applies to [...]

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Grovetown GA Homes for Sale

June 10, 2009

4903 Selkirk Way is our featured home of the day. In previewing homes for our clients, we often come across homes that we think are a great buy, a diamond in the rough, or simply a fabulous home. This particular home is definitely a must see. There are so many great features that make this [...]

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Best Time to Buy Your Home in Augusta GA

June 4, 2009

The following comes from a post by Keller Williams Realty Intl. Great information for first time homebuyers…. An article ran in the New York Times stating that right now may be the opportunity of a lifetime for first time home buyers. Check out the article, titled “It May Be Time to Think About Buying a [...]

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