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First Time Homebuyers

Finding a Home Inspector in Augusta GA

July 11, 2009

The information your home inspector provides will be critical to your making a well-informed home-buying decision. In other words, this is no time to scan the Yellow Pages. As always when you’re hiring a professional, start by collecting referrals from people you trust. If you want to interview a few candidates, the following questions are [...]

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Be Ready For Closing Costs When Buying Your Augusta GA Home

July 10, 2009

Lender’s fees and other closing costs can add 3 to 5 percent to your home’s purchase price. When looking for the best deal on fees, though, realize that some lenders show third-party fees on their good faith estimates, while others show only their own fees. LIKELY LENDER FEES: Origination fee (“points”) Administration fee Application fee [...]

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The Seven Don’ts of Mortgage Funding – Your Augusta GA Home

June 29, 2009

It is SO important that you remember these guidelines after you make application for your mortgage and have been approved. I’m not trying to single out first time homebuyers. Everyone needs these reminders. Don’t change your employment status. Don’t make any major purchases (cars, furniture, home theater, vacations, etc.) Don’t increase your credit card debt [...]

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How Much Home Can You Buy for 125K in Columbia County?

June 26, 2009

As a follow-up to my last post “How Much Home Can You Afford for 100K in Columbia County”, let’s add $25,000 to see just how much difference that makes. The main thing I noticed was that the home size grew to an average of 1350-1650 square feet. Most are still 3 Bedroom, 2 Bath ranch [...]

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7.5 Questions to Ask Yourself Before Buying

June 19, 2009

Whether you’re a first time homebuyer or about to buy your fourth or fifth home, it’s easy to get caught up in the emotion of the moment. Before you make that final decision and have your REALTOR write up a contract, you may want to ask yourself the following questions: How do you like the [...]

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Possible Changes to First Time Homebuyer Tax Credit

June 15, 2009

This week, Johnny Isakson (GA-R) introduced stand-alone legislation to boost housing demand and to restore the economy by expanding the first-time homebuyer tax credit passed by Congress earlier this year. The legislation would increase the maximum amount of the credit from $8,000 to $15,000 and expand the current tax credit so that it applies to [...]

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Best Time to Buy Your Home in Augusta GA

June 4, 2009

The following comes from a post by Keller Williams Realty Intl. Great information for first time homebuyers…. An article ran in the New York Times stating that right now may be the opportunity of a lifetime for first time home buyers. Check out the article, titled “It May Be Time to Think About Buying a [...]

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